Magazine
Cover Story
November 2020
Help Where It Hurts
Employers can add long-term financial stability to benefits packages.
Features
![Racism and Health](https://www.leadersedge.com/wp-content/uploads/2020/10/1120_Feat_Racism-and-Health-1024x673.jpg)
Racism and Health
How COVID-19 hurled the issue to the fore.
![Government Help Needed!](https://www.leadersedge.com/wp-content/uploads/2020/10/1120_Feat_Government-Help-Needed_©bCrackerGetty-Images-1024x673.jpg)
Government Help Needed!
A snapshot of European recovery programs and new coverage approaches to pandemic risk there and in the United States.
![The Mother of Invention](https://www.leadersedge.com/wp-content/uploads/2020/10/1120_Feat_The-Mother-of-Invention_©bCrackerGetty-Images-1024x673.jpg)
The Mother of Invention
Risk layering and public-private partnerships at work against natural catastrophes in Southeast Asia may be a guide for insuring other systemic risk.
![The Healthcare Divide](https://www.leadersedge.com/wp-content/uploads/2020/10/shutterstock_1825974104-1024x713.jpg)
The Healthcare Divide
Where Trump and Biden stand on key issues impacting affordability of and access to healthcare.
![The Finances of Race](https://www.leadersedge.com/wp-content/uploads/2020/09/shutterstock_1663755142-1024x702.jpg)
The Finances of Race
Employee benefits are doing little to help racial minorities gain traction or even stability. But they could be.
Thought Leaders
![The Future of the ACA—Ironic Intent?](https://www.leadersedge.com/wp-content/uploads/2020/10/shutterstock_155277626-1024x688.jpg)
The Future of the ACA—Ironic Intent?
The 2017 elimination of the tax penalty and ensuing constitutional challenge could prove to be the ACA’s saving grace.
![Oh, What a Beautiful Exit](https://www.leadersedge.com/wp-content/uploads/2020/10/shutterstock_1608382417-1024x617.jpg)
Oh, What a Beautiful Exit
Third-party runoff is undergoing a renaissance.
![Fractured Privacy Laws Increase Business Risk](https://www.leadersedge.com/wp-content/uploads/2020/10/shutterstock_1316078345-1024x665.jpg)
Fractured Privacy Laws Increase Business Risk
Increasingly, legal counsel, chief privacy officers, and risk managers are struggling to meet a patchwork of privacy requirements in the jurisdictions where they do business.
![The Risk of Being the Bearer of Bad News](https://www.leadersedge.com/wp-content/uploads/2020/08/shutterstock_569250403-1024x687.jpg)
The Risk of Being the Bearer of Bad News
“Shooting the messenger” is more than a metaphor; it’s a psychological phenomenon.
![A Rebound No One Expected](https://www.leadersedge.com/wp-content/uploads/2020/10/1120_Arena_Trem_Chart1_Acquisition-Detail-1024x598.png)
A Rebound No One Expected
Insurance shops are consistently a good bet.
![Pandemic Sparks Service Model Creativity](https://www.leadersedge.com/wp-content/uploads/2020/10/1120_Feat_Patra-art-1024x673.jpg)
Pandemic Sparks Service Model Creativity
COVID-19 pushed the work-from-home model forward at breakneck speed, but Patra kept pace.
More In This Issue
![Skiing in the Time of COVID](https://www.leadersedge.com/wp-content/uploads/2020/10/1120_FastTracks_Intro_©C2-Photography-1024x673.jpg)
Wanderlust
Skiing in the Time of COVID
Ski resorts are gearing up for the 2020-2021 season with new protocols to maintain safety as spread of the coronavirus remains a threat.
![Stay, Eat, Shop: Ski Resorts](https://www.leadersedge.com/wp-content/uploads/2020/10/1120_FastTracks_Stay_Aspen_3_©The-Gant-1024x673.jpg)
Stay, Eat, Shop: Ski Resorts
See you at the slopes...appropriately distanced, of course.