Statement of Privacy

Our Commitment to Privacy

Leader’s Edge and The Council of Insurance Agents & Brokers (The Council) are deeply committed to protecting your privacy and developing technology that gives you the most powerful and safe online experience. We protect your privacy in a variety of ways including using industry-standard security measures to protect against the loss, misuse, and alteration of data and information used by our system. This Statement of Privacy applies to www.leadersedge.com and governs data collection and usage. By using the Leader’s Edge website, you consent to the data practices described in this statement.

What kind of information does Leader’s Edge collect?

Leader’s Edge collects personally identifiable information, such as your email address, name, title, home or work address or telephone number.

There is also information about your computer hardware and software that is automatically collected by Leader’s Edge. This information can include: your IP address, browser type, domain names, access times and referring website addresses. This information is used by Leader’s Edge for the operation of the service, to maintain quality of the service, and to provide general statistics regarding use of this website.

Please keep in mind that if you directly disclose personally identifiable information or personally sensitive data through the public commenting system on the Leader’s Edge website, this information may be collected and used by others. Note: The Council does not read any of your private online communications.

How does Leader’s Edge use my information?

Leader’s Edge collects and uses your personal information to operate its website and communications, and deliver the services you have requested. Leader’s Edge also uses your personally identifiable information to inform you of other products or services available from Leader’s Edge and its affiliates. Leader’s Edge may also contact you via surveys to conduct research about your opinion of current services or of potential new services that may be offered.

You always have the choice not to receive information or communications from Leader’s Edge. Any email you receive from Leader’s Edge will have instructions for opting out of these communications.

Leader’s Edge does not sell, rent or lease its customer lists to third parties. Leader’s Edge may, from time to time, contact you on behalf of external business partners about a particular offering that may be of interest to you. In those cases, your unique personally identifiable information (email, name, address, telephone number) is not transferred to the third party. In addition, Leader’s Edge may share data with trusted partners to help us perform statistical analysis, send you email or postal mail, provide customer support, or arrange for deliveries. All such third parties are prohibited from using your personal information except to provide these services to Leader’s Edge, and they are required to maintain the confidentiality of your information.

Leader’s Edge does not use or disclose sensitive personal information, such as race, religion, or political affiliations, without your explicit consent.

Leader’s Edge keeps track of the websites and pages our customers visit within Leader’s Edge, in order to determine what services are the most popular. This data is used to deliver customized content and advertising within Leader’s Edge to customers whose behavior indicates that they are interested in a particular subject area.

Does Leader’s Edge share my information?

Leader’s Edge does not sell, rent, loan, trade, or lease any personal information it gathers. The Leader’s Edge website will disclose your personal information, without notice, only if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served in Leader’s Edge magazine or the site; (b) protect and defend the rights or property of Leader’s Edge; and, (c) act under exigent circumstances to protect the personal safety of users of Leader’s Edge, or the public.

How do I know my personal information is secure?

Leader’s Edge makes its best effort to secure your personal information from unauthorized access, use or disclosure. Leader’s Edge also makes its best effort to secure the personally identifiable information you provide by utilizing third-party computer servers that are promised to be in a controlled, secure environment, protected from unauthorized access, use or disclosure. When personal information is transmitted to other websites, it is protected through the use of encryption, such as the Secure Socket Layer (SSL) protocol.

How do I change my subscription information?

You can change or update your subscription information, under “Subscribe” in the navigation

How do I make choices about receiving communications?

Leader’s Edge produces four free monthly newsletters: Features, Inside Broker, Health & Benefits and Emerging Trends. Leader’s Edge also produces two additional newsletters that will be sent periodically throughout the calendar year: Leader’s Edge @ [LWGS/EBLF/ILF] and Editor’s Choice. You can subscribe to these newsletters by going to “Subscribe” in the site navigation. If you would like to opt-out, you can do so via the unsubscribe button at the bottom of each newsletter

How does Leader’s Edge use cookies and other tracking technologies?

The Leader’s Edge website uses “cookies” to help you personalize your online experience. A cookie is a text file that is placed on your hard disk by a webpage server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you, and can only be read by a web server in the domain that issued the cookie to you.

One of the primary purposes of cookies is to provide a convenience feature to save you time. The purpose of a cookie is to tell the web server that you have returned to a specific page. This simplifies the process of recording your personal information, such as billing addresses, shipping addresses, and so on. When you return to the same webpage, the information you previously provided can be retrieved, so you can easily use features you have customized.

You have the ability to accept or decline cookies. Most web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. If you choose to decline cookies, you may not be able to fully experience the interactive features of Leader’s Edge or other websites you visit.

What is “phishing”?

“Phishing” is a scam characterized by emails designed to steal your personal information. If you receive an email that looks like it came from us, but asks for your personal information, do not respond. We will never request that you provide your password, credit card information, or user name via email.

What about links to other websites?

Leader’s Edge encourages you to review the privacy statements of websites you may link to from the Leader’s Edge website so that you can understand how other websites collect, use and share your information. Leader’s Edge is not responsible for the privacy statements or other content on websites outside of Leader’s Edge or its family of websites.

Changes to this Statement

Leader’s Edge will occasionally update this Statement of Privacy to reflect company and customer feedback. Leader’s Edge encourages you to periodically review this Statement to be informed of how Leader’s Edge is protecting your information.

Contact Information

Leader’s Edge welcomes your comments regarding this Statement of Privacy. If you believe that Leader’s Edge has not adhered to this Statement, please contact Nick Lozano at nick.lozano@ciab.com. We will use commercially reasonable efforts to promptly determine and remedy the problem.